Some of my favorite lines from the article are: "When I anguish over difficulties, the experiences only serve to weigh me down. But remembering that these trials are part of the great plan of happiness helps me see them as opportunities to learn and grow." "We shouted for joy at the chance to participate in this plan of happiness (Alma 42:8, 16). Here on earth there is a lot of joy, but there are also times of trial, misfortune, and grief."
Origins of Adversity-
"Much suffering comes from sin and other trials come as a result from unwise choices (ie. financial debt). Other challenges come as a natural result of mortality and the world we live in (ie. age, illness, or injury)."
Degree of Fault for Problems in Life-
"As mortals we try to assign fault for every situation. Often we judge ourselves harshly, concluding that problems occur because of something we did wrong or because we failed to do something to prevent them. As we consider the degree of our personal fault for the tribulations in our lives, it may be helpful to think of a continuum with sin at one end and adversity at the other. Our degree of fault is high at the end of the spectrum marked as sin. We should accept responsibility for problems caused by sin by repenting and continually striving to do better. However, as we continue down the spectrum, our fault drops to zero at the end marked by adversity, where we may bear no responsibility at all. These trials may come to us regardless of any conscious action on our part. If we blame ourselves for things that are not our fault, we make a bad situation worse by seeing ourselves as bad people who deserve bad things. It is difficult to judge our level of responsibility for problems that fall between these two ends of the spectrum. In these cases, it may be unproductive to try to establish blame because it may cause us to lose focus on the very reason for the trial."